Protection is key
At Right Homes 4 U, we understand the importance of protecting your home. RH4U can cater for a wide range of circumstances. Call them today on 01282 505 024 or complete the form and they’ll be in touch to give you a quotation.
Stay Insured
Landlord or Home insurance isn’t required by law, but it’s strongly recommended for anyone who owns or lets a property out.
Standard home insurance policies don’t offer the necessary protection landlords need should something go wrong in their property – whether accidental or deliberate. A standard home insurance policy may even be invalidated if you let your property out to tenants and you find yourself having to make a claim.
Additionally, if you’re taking out a buy-to-let mortgage or even a normal mortgage your lender might require you to have the relevant insurance in order to qualify for the loan.
Public liability
Protection against claims for property damage when working on-site or at a client’s home. Also covers claims for accidental injury from a client, visitor or member of the public.
We cover it all
Landlords
RH4U offer a range of products for landlords whether you let just one property or a portfolio. It’s all part of their commitment to being the most genuinely helpful letting agent.
They have a panel of leading insurers offering cover for the following:
- Property insurance including accidental/malicious damage and liability cover
- Contents insurance for furniture, carpets and furnishings
- Home emergency with 24/7 access to approved tradesmen for emergency repairs and no excess
Residential
RH4U is an introducer to Insurance Services who offer a range of exclusive products for homeowners. It’s all part of our commitment to being the most genuinely helpful estate agent.
- Buildings insurance
- Contents insurance including audio and visual equipment such as TVs, laptops
- Standard risks covered including fire, flood, theft, storm and water damage
- Optional extra cover for accidental damage, personal possessions such as personal money, pedal cycles
- Home Emergency with 24/7 access to approved tradesmen for emergency repairs and no excess
- Family Legal Expenses providing legal assistance to cover disputes, identity fraud etc.
Commercial
RH4U also caters for business owners – Commercial insurance is a general term that covers lots of different types of insurance, including public-liability insurance, employers’ liability insurance and professional-indemnity insurance. These types of insurance policies protect you and your business against claims due to losses, injury or damages. Policies can insure you against claims made by employees, customers and members of the public.
A commercial property insurance policy can include:
- Buildings insurance
- Contents insurance
- Fixtures and fittings insurance
- Loss of rent insurance
